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Smart Grocery Savings App 2025: Cut Grocery Bills on BigBasket, Zepto and Blinkit
Everyone needs groceries every week. Be it a college student, office-goer, or homemaker, your grocery bills often form the biggest chunk of your budget. Apps like Zepto, BigBasket, Blinkit, and Amazon Fresh have made life easy, but costs can pile up fast.
Picture this — your grocery total keeps increasing with impulse buys and app suggestions. That’s why knowing how to save matters.
MyRupaya’s Grocery Discount Finder helps you cut down 5–10% every month. Over a year, that’s thousands saved effortlessly.
Here’s what we’ll cover:
• How MyRupaya’s Grocery Discount Finder works
• MyRupaya’s other features beyond groceries
• Top grocery credit cards for 2025
• Ways to reduce grocery bills using MyRupaya + credit cards
• Answers to grocery savings questions

How MyRupaya’s Grocery Tool Helps You Save
MyRupaya’s Grocery Finder is designed for maximum efficiency. Instead of searching random coupon blogs or fake codes, MyRupaya shows the best live discounts matched to your cards.
1. Best Grocery App Offers – Get valid coupon codes from all major grocery apps instantly.
2. Credit Card Cashback Mapping – Each credit card offers unique grocery perks. For instance, HDFC Tata Neu Infinity gives 10% NeuCoins on BigBasket, while Amazon Pay ICICI offers 5% cashback on Amazon Fresh.
3. Double Your Savings – Apply both Zepto promo and credit card rewards in one order. Example: Use HSBC Live+ on Zepto with a MyRupaya promo to double benefits.
4. Real-Time Updates – Grocery deals expire fast. You’ll never waste time on expired codes again.
Whether you shop from Zepto, Blinkit, or BigBasket, MyRupaya always finds you the best way to pay.
Beyond Groceries – MyRupaya’s Broader Purpose
MyRupaya isn’t just for grocery shopping. It analyzes your spending behavior and recommends savings.
It covers:
• Movie ticket savings on BookMyShow, PVR, and Paytm.
• Flight coupons and hotel discounts.
• Food Delivery – Zomato, Swiggy, and Instamart.
• Shopping – Amazon, Flipkart, and Myntra online deals.
For groceries, it specializes in:
• Zepto grocery savings – Find live Zepto codes and cashback matches.
• BigBasket online shopping – Maximize NeuCoin and cashback returns.
• Blinkit app offers – Show live 10-minute grocery promo codes.
• Amazon Fresh & Flipkart Grocery – Find today’s best grocery offers.
In short, MyRupaya’s goal is to make sure you never pay full price.
Best Grocery Cashback Credit Cards (2025)
Your credit card matters as much as your shopping app. Here are the top-performing cards for grocery buyers in 2025:
HDFC Swiggy Credit Card (Top for Grocery Apps)
• Cashback: 10% grocery cashback on Swiggy and partner apps
• Other Benefits: 5% on online stores like Myntra
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Zepto purchases often qualify for cashback under this card. Combine with Zepto coupon codes from MyRupaya to multiply your savings.
HDFC Tata Neu Infinity – Ideal for Tata Ecosystem Users
• Cashback: 10% NeuCoins via Tata Neu app on BigBasket & Blinkit
• Other Benefits: Extra perks across Tata brands and travel
• Annual Fee: ?1,499
Why it’s great: Perfect for heavy BigBasket shoppers.
HSBC Live+ – Universal Grocery Card
• Cashback: 10% on both online & offline groceries
• Other Benefits: Multicategory savings beyond groceries
• Annual Fee: ?999
Why it’s great: Only card offering grocery benefits both online and offline.
SBI Tata Neu Infinity – Dual Advantage
• Cashback: NeuCoin rewards on BigBasket & Tata Neu apps
• Other Benefits: Wider Tata ecosystem coverage
• Annual Fee: ?1,499
Why it’s great: Strong value for families using BigBasket monthly.
Amazon Pay ICICI – Lifetime Free Option
• Cashback: Guaranteed cashback on grocery orders
• Other Benefits: 1% on all other purchases
• Annual Fee: ?0 – Lifetime Free
Why it’s great: Ideal for Amazon Fresh and Flipkart Grocery buyers.
Grocery Credit Card Comparison
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
FAQs
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: swiggy Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Final Thoughts
Groceries are unavoidable, but overspending isn’t, and MyRupaya’s Grocery Discount Finder helps you pay less every time. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, every cart can cost less with the right strategy.
Cards like HDFC Tata Neu Infinity, HSBC Live+, and Amazon Pay ICICI help slash monthly grocery costs. Combine them with MyRupaya’s live coupon alerts, and grocery discounts will always be one click away.
Shopping smart is the new saving strategy — and MyRupaya ensures you always save on essentials.